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I would like to take a poll some day and see what people look at first; when deciding an insurance company. Is it the coverage that your specific insurance plan covers or is it the cost of the insurance? I can’t speak for others, but the cost would be the thing I look at first. If I can’t afford it; then no sense looking at how much or how little it covers. Of course I am someone that has been poor most of my life and people with good jobs and rich families may not have had to face the same choices in life as I have.

Perhaps I could turn to the Tar Heel state of North Carolina for my answers. If you currently live in North Carolina and insurance has been on your mind lately; what do you look at first (cost or coverage)? I’m not sure which insurance companies are popular in North Carolina, but I would have to guess that Blue Cross Blue Shield NC ranks pretty high. I know this version of insurance in my state of Georgia is well-known. A few years back, I found that the Blue Cross/Blue Shield in Georgia was the best insurance you could choose as an employee of a company. I’m sure their value in North Carolina is pretty much the same. If I were to move to North Carolina and had a decision between two jobs to make and one was offering this type of insurance and the other job was working with another North Carolina insurance company; I would probably go with what I know and choose the Blue Cross/Blue Shield of North Carolina job. The benefits that an insurance company can give to an employee is enough to make a job seeker choose one position over another one.